Axis Atlas (now Axis Horizon): reward rates, transfer partners, and who it's for
Users who want one mid-fee card that can redeem across both airline miles (KrisFlyer, Air India Maharaja Club) and hotel points (Marriott Bonvoy, IHG), without paying a super-premium annual fee. Note: Axis Bank stopped accepting new Atlas applications in early 2026.
Axis Atlas earns across KrisFlyer, Air India, Marriott, and IHG. Pick your destination and see what your EDGE Miles unlock.
Axis Atlas (now Axis Horizon) overview
Users who want one mid-fee card that can redeem across both airline miles (KrisFlyer, Air India Maharaja Club) and hotel points (Marriott Bonvoy, IHG), without paying a super-premium annual fee. Note: Axis Bank stopped accepting new Atlas applications in early 2026.
Earn rates by category
| Category | Rate |
|---|---|
| Travel (Travel Edge / direct airline) | 5 EDGE Miles per ₹100 |
| Dining | 2 EDGE Miles per ₹100 |
| Online | 2 EDGE Miles per ₹100 |
| Retail | 2 EDGE Miles per ₹100 |
| Fuel | 1 EDGE Mile per ₹100 |
| Other | 2 EDGE Miles per ₹100 |
Where Axis Atlas points can go
Singapore Airlines KrisFlyer, Air India Maharaja Club, IHG One Rewards, Flying Blue, Aeroplan, Etihad Guest, Club ITC. Note: Marriott Bonvoy and Accor ALL were removed as transfer partners in April 2026. Transfer ratios have also been revised — check the Axis Bank EDGE Miles portal for current rates.
What Axis Atlas does well
- Wide transfer partner spread — multiple airlines (KrisFlyer, Air India, Flying Blue, Aeroplan, Etihad Guest) plus IHG One Rewards for hotels.
- 2,500 EDGE Miles welcome bonus on first transaction within 37 days of issuance.
- 5 EDGE Miles per ₹100 on Travel Edge portal and direct airline bookings.
- 8 international lounge visits per year on the Visa variant.
Where Axis Atlas falls short
- The 5x rate is restricted to the Travel Edge portal and direct airline spends — other categories earn only 2x.
- Discontinued for new applications in early 2026. Existing cardholders retain benefits, but new users cannot apply.
- Marriott Bonvoy and Accor ALL removed as transfer partners in April 2026, reducing hotel redemption flexibility.
- Transfer ratios revised downward in April 2026 — some partners dropped from 1:2 to 2:1.
Who should get Axis Atlas
Users who want one mid-fee card that can redeem across both airline miles (KrisFlyer, Air India Maharaja Club) and hotel points (Marriott Bonvoy, IHG), without paying a super-premium annual fee. Note: Axis Bank stopped accepting new Atlas applications in early 2026.
Common Axis Atlas questions
Is Axis Atlas the same as Axis Horizon?
Axis Atlas has been repositioned by Axis Bank as Axis Horizon. The card retains a similar EDGE Miles structure with transfers to KrisFlyer, Air India Maharaja Club, Marriott Bonvoy, and IHG One Rewards.
What are the transfer partners for Axis Atlas (Horizon)?
EDGE Miles transfer to Singapore Airlines KrisFlyer, Air India Maharaja Club, IHG One Rewards, Flying Blue, Aeroplan, Etihad Guest, and Club ITC. Marriott Bonvoy and Accor ALL were removed in April 2026.
Can I still apply for the Axis Atlas card?
No. Axis Bank stopped accepting new applications for the Atlas card in early 2026. Existing cardholders retain all benefits and can continue using their cards.
Four transfer partners, one mid-fee card. Enter your spending and see which destination you reach first with Axis Atlas.