Reward points data tables: Travel Index, Card Rankings, and Transfer Matrix
Three reference datasets used across Rewardtactix: how many points popular destinations need, how major Indian travel cards stack up against each other, and which loyalty programs each card's points can move to.
Rewardtactix Travel Index
Typical points needed, estimated cash fare, and value score (₹ cash value per point) for a 2-traveler, 5-night business-class itinerary from India.
| Destination | Typical Points Needed | Estimated Cash Fare | Value Score (₹/point) |
|---|---|---|---|
| Bangkok | 135,000 | ₹4,80,000 | 3.56 |
| Bali | 125,000 | ₹4,50,000 | 3.60 |
| Dubai | 150,000 | ₹5,20,000 | 3.47 |
| Singapore | 165,000 | ₹6,00,000 | 3.64 |
| Maldives | 286,000 | ₹10,60,000 | 3.71 |
| Tokyo (Japan) | 260,000 | ₹9,80,000 | 3.77 |
| London | 300,000 | ₹11,00,000 | 3.67 |
| New York | 340,000 | ₹12,00,000 | 3.53 |
Economy itineraries need roughly 40-50% of the business-class points figure. The live plan calculates an exact target based on your travelers, cabin class, and dates.
Rewardtactix Card Ranking Dataset
Each score is out of 10. Travel Score reflects points earned per rupee on travel spend. Transfer Flexibility counts airline + hotel transfer partners. Beginner Score reflects approval accessibility. Premium Score reflects lounge, concierge, and premium benefits relative to the fee.
| Card Name | Annual Fee | Travel Score | Transfer Flexibility | Beginner Score | Premium Score |
|---|---|---|---|---|---|
| Axis Reserve | ₹50,000 | 10 | 3 | 1 | 9 |
| Axis Magnus Burgundy | ₹30,000 | 6 | 4 | 1 | 9 |
| Amex Platinum | ₹66,000 | 5 | 4 | 1 | 9 |
| HDFC Infinia | ₹12,500 | 5 | 3 | 1 | 9 |
| ICICI Emeralde Metal | ₹12,499 | 4 | 2 | 1 | 9 |
| Axis Magnus | ₹12,500 | 6 | 3 | 1 | 9 |
| HDFC Diners Club Metal | ₹10,000 | 5 | 3 | 1 | 9 |
| SBI Aurum | ₹9,999 | 5 | 3 | 1 | 6 |
| HSBC TravelOne | ₹4,999 | 4 | 7 | 3 | 6 |
| Axis Atlas (Horizon) | ₹3,000 | 5 | 4 | 6 | 6 |
| HDFC Regalia Gold | ₹2,500 | 4 | 2 | 3 | 4 |
| AMEX MRCC | ₹1,500 | 1 | 2 | 9 | 4 |
| HDFC Swiggy | ₹500 | 1 | 0 | 9 | 2 |
| Scapia | ₹0 | 4 | 1 | 9 | 2 |
See full benefit breakdowns on Best Credit Cards India or jump directly to the HDFC Diners Club Metal, Axis Atlas, Scapia, Amex MRCC, and HDFC Swiggy card pages.
Rewardtactix Transfer Matrix
Where each card's transferable points can go, and how long transfers typically take. Always confirm current transfer ratios and active offers with the issuer before transferring.
| Card | Airline Partners | Hotel Partners | Transfer Speed |
|---|---|---|---|
| HDFC Infinia | KrisFlyer, Avios | Marriott Bonvoy | 2-5 business days |
| HDFC Diners Club Metal | KrisFlyer, Avios | Marriott Bonvoy | 2-5 business days |
| Axis Magnus / Reserve | KrisFlyer, Avios, Air India Maharaja Club | — | Instant to 3 business days |
| Axis Atlas (Horizon) | KrisFlyer, Air India Maharaja Club | Marriott Bonvoy, IHG One Rewards | Instant to 3 business days |
| Amex Platinum | KrisFlyer, Avios | Marriott Bonvoy, Hilton Honors | 2-5 business days |
| Amex MRCC | KrisFlyer, Avios | — | 2-5 business days |
| HSBC TravelOne | KrisFlyer, Avios, Air India Maharaja Club, Qatar Privilege Club | Marriott Bonvoy, IHG One Rewards, Accor Live Limitless | 2-5 business days |
| SBI Aurum | KrisFlyer, Air India Maharaja Club | Marriott Bonvoy | 2-5 business days |
| Scapia | KrisFlyer | — | Instant (within app) |
| HDFC Swiggy | — | — | Cashback only — no point transfer |
Common questions about these datasets
What is the Rewardtactix Travel Index?
The Travel Index lists, for popular destinations from India, the typical points needed, the estimated cash fare for the same itinerary, and a value score showing how much cash value each point is worth on that route.
How is the Card Ranking Dataset scored?
Each card is scored from 1-10 on Travel Score (points earned per rupee on travel spend), Transfer Flexibility (number of airline and hotel transfer partners), Beginner Score (how accessible the card is for new applicants), and Premium Score (lounge access, concierge, and premium benefits relative to fee).
What does the Transfer Matrix show?
The Transfer Matrix shows which airline and hotel loyalty programs each card's points can be transferred to, and the typical transfer speed, so users can plan redemptions ahead of a trip.
Turn this data into your personal travel plan
Enter your spend and destination to see your exact points target, timeline, and best card path.