IDFC Mayura Review: Is It Worth It for Travel Rewards in 2026?
Strong Travel card earning 5 points per ₹100 on travel, with ₹5,999 annual fee.
IDFC Mayura fee structure and eligibility
| Detail | Value |
|---|---|
| Annual fee | ₹5,999 |
| Joining fee | ₹5,999 |
| Welcome bonus | 5,999 points |
| Milestone bonus | 7,500 reward points (worth ~3,750) on 8L annual spend |
| Forex markup | Zero forex markup |
| Eligibility tier | Premium income (₹12-24L/year) |
IDFC Mayura airport lounge benefits
| Type | Visits | Network | Conditions |
|---|---|---|---|
| Domestic | 16 | Domestic airport + railway lounges | ₹20,000/year spend required |
| International | 16 | International airport lounges | ₹20,000/year spend required |
4 visits per quarter at airports + 4 per quarter at railway lounges. Requires 20,000 spend in preceding month.
IDFC Mayura earn rates by spend category
| Category | Earn Rate |
|---|---|
| Travel | 5 points per ₹100 |
| Dining | 5 points per ₹100 |
| Online | 3 points per ₹100 |
| Retail | 2 points per ₹100 |
| Fuel | 1 point per ₹100 |
| Other | 2 points per ₹100 |
IDFC Mayura insurance coverage
- Travel insurance included
Where IDFC Mayura points transfer
| Program | Transfer Ratio |
|---|---|
| Air India Maharaja Club | Check issuer portal for current ratio |
| British Airways Avios (Executive Club) | Check issuer portal for current ratio |
Transfer ratios change periodically. Always verify the current ratio on your IDFC rewards portal before initiating a transfer.
What IDFC Mayura does well
- High earn rate: 5 points per ₹100 on travel spends
- Transfer partners: Air India Maharaja Club, British Airways Avios (Executive Club)
- Generous welcome bonus of 5,999 points
- 5× points on travel & dining spends
- 3× points on online & retail
Where IDFC Mayura falls short
- Poor fuel earn rate — not suitable as a primary fuel card
- No milestone bonus for sustained spending
IDFC Mayura earns across Air India Maharaja Club and British Airways Avios (Executive Club). Pick your destination and see what your points unlock.
IDFC Mayura frequently asked questions
What is the annual fee for IDFC Mayura?
IDFC Mayura has an annual fee of ₹5,999 with a joining fee of ₹5,999. New cardholders receive 5,999 welcome bonus points.
What are the best spend categories for IDFC Mayura?
IDFC Mayura earns the highest rewards on travel spends at 5 points per ₹100. 5× points on travel & dining spends.
Which airline and hotel partners can I transfer IDFC Mayura points to?
IDFC Mayura points transfer to: Air India Maharaja Club, British Airways Avios (Executive Club). Transfer ratios vary by partner — check your issuer's portal for current rates.
Who should get the IDFC Mayura card?
IDFC Mayura is best suited for travel and dining spenders. Premium income (₹12-24L/year).