1. Nature of the Service
Rewardtactix is an informational planning and simulation tool. It helps users model credit card reward accumulation, estimate points timelines, and identify transfer partner strategies for premium travel redemptions.
Nothing on this platform constitutes financial advice, investment advice, or a recommendation to apply for any specific credit card or financial product. All outputs — timelines, point projections, card scores — are estimates based on publicly available data and your stated inputs. Actual results will vary.
2. Payment and Access
Rewardtactix offers one-time paid access tiers (Starter, Optimizer, Execution). Payments are processed securely by Razorpay. By completing a payment you gain access to the corresponding plan features for the session.
- All prices are in Indian Rupees (INR) and inclusive of applicable taxes.
- Access is tied to your browser session and localStorage. Clearing browser data will reset access state.
- There are no recurring subscriptions. Each purchase is a single one-time transaction.
- Refund requests are reviewed individually. Write to support@rewardtactix.com within 7 days of purchase.
3. Affiliate Disclosure
Rewardtactix may earn a referral commission when you apply for a credit card using links provided on this platform. This does not affect the card rankings or recommendations shown — all recommendations are generated by the scoring engine based on earn rates and your spend profile, not on commission rates.
Affiliate commissions are disclosed on all card recommendation panels with the line: "Rewardtactix may earn a referral fee when you apply, at no cost to you."
4. Data Accuracy
Card earn rates, transfer partner ratios, award redemption values, and availability windows change frequently. Rewardtactix updates its data engine regularly, but we cannot guarantee that all information is current at the time of your session.
- Always verify earn rates on the issuing bank's official website before applying.
- Confirm award space and transfer ratios directly with the airline program before transferring points. Transfers are irreversible.
- Transfer bonus windows are based on historical patterns and are not guaranteed to recur.
5. Limitation of Liability
Rewardtactix is provided as-is. We are not liable for any direct or indirect losses arising from reliance on the information or tools on this platform, including but not limited to: card application outcomes, credit decisions, points devaluations, or unavailability of award seats.
The platform does not access your bank accounts, credit card statements, or any personal financial data. All calculations are based solely on inputs you provide during your session.
6. Intellectual Property
All content, engine logic, design, and copy on Rewardtactix is proprietary. You may not reproduce, distribute, or create derivative works without written permission.
7. Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in India.
8. Contact
Questions about these terms can be directed to support@rewardtactix.com.